💎#1 Trending Now
Authorized Partner
Excellent
  • Plans Starting at less than $1.50 a Day!
  • Offers flexible and customizable protection plans with optional add-ons.
  • Qualify for exclusive discounts on many brand name appliances and systems.
  • You receive additional discounts for additional properties.
  • Limited-Time Offer: $200 OFF +2 FREE Bonus Months
Excellent
#2 People’s Pick
Authorized Partner
Excellent
  • Offers three plan options to suit different needs.
  • Add-on coverage available for items like pools, spas, and well pumps.
  • Provides coverage for improper installations and code violations.
  • Available in 37 states across the U.S.
  • Competitive pricing with flexible service fee options.
  • Limited-Time Offer: $200 off for new customers
Excellent
#3
Authorized Partner
Excellent
  • Offers both air conditioning and heating coverage.
  • The basic plan covers most kitchen appliances.
  • Flat-rate service fee simplifies cost expectations.
  • Responds to 90% of claims within four hours.
  • Workmanship guarantee of 30 days for parts and 90 days for labor.
  • Limited-Time Offer: First month free
Excellent
#4
Authorized Partner
Very Good

Best for homeowners wanting quick, tailored warranty plan options

  • Personalized plan matching based on your home and needs.
  • Fast, easy sign-up with instant provider recommendations.
  • Free to use with no upfront commitment.
  • Access to top home warranty providers nationwide.
  • Customizable coverage for appliances, systems, and specialty items.
Very Good

Home Warranties Buyers Guide

Understand What a Home Warranty Covers

A home warranty is a service contract that covers the repair or replacement of major systems and appliances due to normal wear and tear. Coverage typically includes HVAC, plumbing, electrical systems, kitchen appliances, and sometimes optional add-ons like pools or septic systems. Before comparing plans, assess your home’s needs—older systems or appliances may justify more comprehensive coverage.

Home Insurance vs. Home Warranty – Why You Need Both

When it comes to protecting your home, insurance and a home warranty work hand in hand – but they’re not the same thing.

Home Insurance covers unexpected events like fire, theft, or natural disasters. It’s there to help you recover from major losses, replacing or repairing your home’s structure and personal belongings after a covered incident.

Home Warranties, on the other hand, protect you from the everyday breakdowns that come with homeownership. When your HVAC system stops working in the middle of summer or your refrigerator suddenly dies, a home warranty helps cover the cost of repair or replacement – saving you from surprise bills and stress.

Think of it this way: insurance protects your home from the big disasters you hope never happen, while a home warranty covers the inevitable wear-and-tear repairs you know will happen.

  • Peace of Mind:

    No more guessing what a repair will cost.

  • Convenience:

    One call, and we handle finding a qualified contractor.

  • Savings:

    Avoid paying full price for unexpected repairs or replacements.

Get Complete Protection

You wouldn’t skip home insurance – so don’t leave your home’s systems and appliances unprotected. Add a home warranty today and enjoy confidence knowing you’re covered for life’s everyday surprises.

Compare Key Features Across Providers

When evaluating home warranty companies, look beyond monthly premiums. Focus on:

  • Coverage limits:

    How much will the provider pay per repair or per year?

  • Service fees:

    What is the cost per claim or technician visit?

  • Inclusions/Exclusions:

    Are pre-existing conditions, improper installations, or certain brands excluded?

  • Claim process:

    Is it easy to file claims online or by phone, and how quickly are repairs handled?

Reading sample contracts can help you understand the fine print.

Evaluate Reputation and Customer Support

Customer service can make or break your experience. Research online reviews, BBB ratings, and customer testimonials. Check for complaints about delays, denied claims, or poor repair quality. Reliable companies are transparent about their policies and offer clear, responsive communication.

This content is for informational purposes only and should not be considered a substitute for professional advice in any field.
Best Overall 2025
  • Plans Starting at less than $1.50 a Day!
  • Offers flexible and customizable protection plans with optional add-ons.
  • Qualify for exclusive discounts on many brand name appliances and systems.
  • You receive additional discounts for additional properties.
  • Limited-Time Offer: $200 OFF +2 FREE Bonus Months
Excellent
💎#1 Trending Now
Authorized Partner
Excellent
  • Plans Starting at less than $1.50 a Day!
  • Offers flexible and customizable protection plans with optional add-ons.
  • Qualify for exclusive discounts on many brand name appliances and systems.
  • You receive additional discounts for additional properties.
  • Limited-Time Offer: $200 OFF +2 FREE Bonus Months
Excellent

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1Advertiser Disclosure: This site is made possible through advertising partnerships. Some of the offers and links featured may result in compensation to us. This compensation can influence the placement and order of products on the site. That said, all opinions are our own, and we do not accept payment for favorable reviews. We aim to provide accurate, up-to-date content, but details may change without notice. Please review the provider’s terms and conditions before making any decisions.

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Limited-Time Offer:
$200 OFF +2 FREE Bonus Months
Excellent